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International Insurance Plans

International Medical Group (IMG) Logo

Welcome to IMG®'s section of Coverage without Boundaries®! We know that the reasons to travel abroad are many and varied – that´s why our products are too. Our full-service approach to providing international medical insurance products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence. To meet all of these needs, we have developed a comprehensive range of major medical, life, dental and disability products that can be tailored to meet your needs.

For your convenience and to assist you in determining which plan is right for you, simply use the scroll function to view each of the products or click on one of the specific product categories below to help narrow your search. You may also obtain more detailed plan information by clicking on the "Review Coverage" link associated with each product. Once you have determined which plan best fits your needs, click on the "Buy ..." link and you can complete the simple and easy-to-follow application.


Coverage for individuals & families worldwide


Patriot Travel Medical Insurance®

Individual & family (5 days up to 2 years coverage)

Patriot Travel Medical Insurance

Patriot Travel plans address the insurance needs of U.S. citizens and foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country.

There are two Patriot Travel plans that provide up to $2,000,000 of medical coverage. Patriot International® provides coverage for U.S. citizens traveling outside the U.S. and Patriot America® provides coverage for non-U.S. citizens traveling outside their home country.

In addition to medical benefits, the plans include coverage for medical evacuation, repatriation, and choice of deductibles and plan maximums. Coverage can be obtained from a minimum of five days up to two years.

Buy Travel Medical Insurance | Review Patriot Travel Medical Insurance Coverage


Global Medical Insurance®

Individual & family (1 year or longer)

Global Medical Insurance

Global Medical Insurance offers worldwide coverage to a wide variety of international clientele, including expatriates, international executives, diplomats, students, entertainers and other international travelers. With Global Medical Insurance you have a choice of four plan options: Silver, Gold, Gold Plus, and Platinum. Simply choose one that best fits your needs. The Silver, Gold and Gold Plus plans provide $5,000,000 of lifetime coverage, while the Platinum plan provides $8,000,000. All four plans offer a full range of benefits suited for individuals and families.

There are two coverage area options: worldwide or worldwide excluding the U.S. and Canada. Both options provide coverage 24 hours a day, and you have the freedom to choose any doctor or hospital for treatment. When you select Global Medical Insurance, you receive IMG’s commitment to deliver world class health benefits, medical assistance and total peace of mind.

Buy Global Insurance | Review Global Medical Insurance Coverage | Download the Global Medical Insurance Application


Patriot Platinum Travel Medical InsuranceSM

Enhanced benefits and services plan

Patriot Platinum

Patriot PlatinumSM provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical product on the market today.

Patriot Platinum builds upon the Patriot Travel plan by providing up to $8,000,000 of coverage with enhanced benefits and services and our Global Concierge & Assistance ServicesSM.

There are two plans available: Patriot Platinum InternationalSM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Platinum AmericaSM provides coverage for non-U.S. citizens traveling outside their home country. Coverage can be obtained from a minimum of five days up to three years.

Buy Platinum Insurance | Review Patriot Platinum Travel Medical Insurance Coverage


Patriot Green Travel Medical InsuranceSM

Environmentally conscious plan

Patriot Green

Patriot Green Travel Medical InsuranceSM is designed for the environmentally conscious traveler and provides up to $2,000,000 of medical coverage and services.  This plan provides the same comprehensive benefits as the Patriot Travel plan, but also includes eco-friendly benefits including providing for the purchase of carbon offsets, pays an additional $5,000 AD&D benefit to an environmentally conscious organization, and it is paperless.

Patriot Green InternationalSM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Green AmericaSM provides coverage for non-U.S. citizens traveling outside their home country. Coverage can be obtained from a minimum of five days up to two years.

Buy Green Insurance | Review Patriot Green Travel Medical Insurance Coverage


Patriot Multi-Trip® Travel Medical Insurance

Travelers who travel several time a year(annual coverage)

Patriot Multi-Trip

Patriot Multi-Trip is designed for people that take multiple trips throughout the year outside their home country. The plan provides coverage up to 45 days in length for each trip. It offers the ease and convenience of purchasing a single annual plan at an affordable premium.

Patriot Multi-Trip International provides coverage for U.S. citizens that take multiple trips annually outside the U.S., and Patriot Multi-Trip America provides coverage for non-U.S. citizens that take multiple trips annually outside their home country. Both provide coverage for the traveler, his or her spouse and children for each trip taken during a period of 12 months.

Buy Multi-Trip Insurance | Review Patriot Multi-Trip Travel Medical Insurance Coverage

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Group coverage for employees around the world or short-term coverage for travelers outside their home country


GEOSM Group

Employer sponsored group insurance

GEO Group

GEO Group is one of the most comprehensive group hospital, surgical, medical and life insurance programs in the world. This program is designed for employers with employees who are either U.S. or Canadian citizens who reside abroad, or foreign nationals around the world. GEO Group assists employers to carve out their international employees to provide U.S.-style benefits and worldwide coverage. This program includes medical, dental, life and indemnity benefits for employees and their families.

Request a Proposal for Global Employers Insurance


Patriot Group Travel Medical Insurance®

5 or more individuals (5 days up to 2 years)

Patriot Group Medical Insurance

Patriot Group Travel Medical Insurance provides coverage for groups of five or more U.S. citizens and/or foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside their home country. It offers a 10% discount from Patriot Travel Medical Insurance and has one easy-to-use enrollment form.

There are two Patriot Group Travel plans plans that provide up to $2,000,000 of medical coverage with a choice of deductibles and policy maximums. Patriot International Group provides coverage for U.S. citizens traveling outside the U.S. and Patriot America Group provides coverage for non-U.S. citizens traveling outside their home country. In addition to medical benefits, the plans include coverage for medical evacuation and repatriation.

Coverage can be obtained from a minimum of five days up to a maximum of two years.

Buy Group Travel Insurance | Review Patriot Group Travel Medical Insurance Coverage/Brochure


Patriot Platinum Group Travel Medical InsuranceSM

Enhanced benefits and services plan

Patriot Platinum Group

Patriot Platinum Group provides first-class protection for groups of five or more international travelers who want to obtain the maximum coverage and most comprehensive services available in a short-term group travel medical product. Patriot Platinum Group builds upon the Patriot Group Travel plan by providing up to $8,000,000 of coverage with enhanced benefits and services and exclusive access to our Global Concierge & Assistance ServicesSM.

There are two plans available: Patriot Platinum InternationalSM Group provides coverage for U.S. citizens traveling outside the U.S. Patriot Platinum AmericaSMGroup provides coverage for non-U.S. citizens traveling outside their home country. Coverage is available from five days up to three years for U.S. citizens traveling outside the U.S. and for non-U.S. citizens traveling outside their home country.

Buy Platinum Group Insurance | Review Patriot Platinum Group Travel Medical Insurance Coverage


Patriot Green Group Travel Medical InsuranceSM

Environmentally conscious Group plan

Patriot Green Logo

Patriot Green Group is designed for groups of five or more environmentally conscious international travelers that are serious about sustainable and responsible tourism. The plan provides up to $2,000,000 of medical coverage and services. It also includes an Eco Sports Rider covering such activities as jungle zip lining, wildlife safaris, and cave tubing among others. The plan also includes an additional AD&D benefit allowing the insured the opportunity to donate $5,000, in the event of his/her Accidental Death and Dismemberment, to an environmental organization that positively impacts global conservation. This donation is payable by IMG on the insured's behalf. Patriot Green Group can only be purchased online. Coverage is available from five days up to two years for U.S. citizens traveling outside the U.S. and for non-U.S. citizens traveling outside their home country.

Buy Green Group Insurance | Review Patriot Green Group Travel Medical Insurance Coverage

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Scholars, faculty and student coverage while traveling, working or studying outside their home country


Patriot Exchange ProgramSM

Cultural Exchange Student insurance plans

Patriot Exchange Program

Patriot Exchange is designed for students studying abroad or participants of cultural exchange programs. Two plan options are available. The Basic Short-Term Travel Plan is an economical plan while the Standard Short-Term Travel Plan is designed to meet the U.S. J1 visa travel insurance requirements.

Its flexible plan design also provides three areas of coverage: U.S. citizens worldwide except in the U.S., Non-U.S. citizens worldwide except in their home country and Europe to Europe.

Plans are available in monthly increments and if a minimum of three months is purchased, coverage may be renewed (without break in coverage) for a total of four years.

Buy Student Exchange Program Insurance | Review Patriot Exchange Program Insurance Coverage/Brochure


Patriot Group Exchange ProgramSM

Group cultural exchange student insurance plans

Patriot Group Exchange Travel Insurance

Patriot Group Exchange offers the same great benefits, options and renewability as the Patriot Exchange Program, and in addition to the Basic and Standard Short-Term plans, a Long-Term plan is available.

The plan is available to groups of five or more students or participants of cultural exchange programs, offers a 10% discount from Patriot Exchange Program and has one easy-to-use enrollment form.

Buy Student Group Insurance | Review Patriot Group Exchange Program Coverage/Brochure


Student Health AdvantageSM

Long-term, worldwide medical insurance for groups of 2 or more international students

Student Health Advantage

Student Health Advantage is designed for individuals or a group of students or scholars participating in a sponsored study abroad program, and desire an annually renewable comprehensive medical plan. This plan meets student visa requirements, includes benefits for maternity after 10 months, mental health, organized sports and international emergency care. It also provides coverage for pre-existing conditions after 12 months of coverage.

Sponsored groups of 2 or more
Buy Group Student Health Advantage Insurance | Review Coverage | Download Student Health Advantage application

Individuals
Buy Individual Student Health Advantage Insurance | Review Coverage | Download Student Health Advantage application

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Individual & family coverage for trip cancellation and interruption, travel delay, medical expenses and baggage


Patriot T.R.I.P.®

Travel Protection for trips up to 30 days

Patriot T.R.I.P.

Patriot T.R.I.P. helps protect travelers who are unable to travel or are interrupted during their covered trip due to circumstances such as a sudden and unexpected illness or injury, death in the family, jury duty, job layoff, terrorism or the bankruptcy of the tour operator, cruise line or airline. Benefits also include coverage in the event of travel and baggage delay, lost baggage, emergency medical expenses, emergency medical evacuation and much more.

Buy Patriot Travel Insurance | Review Coverage/Brochure


Patriot T.R.I.P.® Elite

First Class Travel Protection

Patriot T.R.I.P. Elite

To provide superior protection for a picture perfect vacation, there is Patriot T.R.I.P. Elite, a premier travel insurance program. Patriot T.R.I.P. Elite offers a high level of benefits to travelers who need more coverage than provided by the Patriot T.R.I.P. program. The program has increased benefit amounts for emergency medical, emergency medical evacuation, travel delay, baggage, trip interruption and has a benefit for violent attacks.

Buy Elite Travel Insurance | Review Coverage/Brochure


Patriot T.R.I.P.® Student

Student Travel Insurance Program

Patriot T.R.I.P. Student

Patriot T.R.I.P. Student is a "budget conscious" travel insurance program designed to provide important benefits to students for many of those unforeseen circumstances that may force the cancellation or interruption of a covered trip. This program also includes coverage for trip cancellation or interruption travel and baggage delay, lost or stolen baggage, emergency medical expenses and emergency medical evacuation.

Buy Student Travel Insurance | Review Coverage/Brochure

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Specialty coverage - plans for evacuation only, adventure sports or medical coverage for sea captains and crew


Sky RescueSM

Emergency Medical Evacuation

Sky Rescue

Sky Rescue is designed for those travelers who need to fill the gaps in the international medical insurance. It provides coverage for such benefits as emergency medical evacuation, repatriation, reunion and emergency assistance services that are not covered under most domestic or national plans.

Coverage is available for individuals under the age of 65 traveling outside their home country. It can be purchased in three, six or 12 months increments and can be rewritten for succeeding or subsequent periods.

Buy Medical Evacuation Insurance | Review Coverage


Patriot AdventureSM Travel Medical Insurance

Adventure athletics and adventure insurance

Patriot Adventure

Patriot Adventure is designed for the adventurous international traveler. Patriot Adventure provides benefits for those traveling abroad who also intend to participate in a select group of athletic activities or adventure sports.

Buy Adventure Insurance | Review Coverage


International Marine Medical InsuranceSM

Worldwide group coverage for professional marine crew

International Marine Medical Insurance

International medical insurance for marine crew requires provisions not met by many companies. International Marine Medical Insurance (IMMI) was designed specifically to provide comprehensive medical insurance to marine crew by offering continuous coverage worldwide. IMMI provides $1,000,000 of coverage per certificate period with a full range of benefits. Group members will be covered worldwide, including their country of citizenship, 24 hours a day.

Request a Proposal | Review International Marine Medical Insurance Coverage/Brochure


Global Crew Medical Insurance®

Worldwide coverage for professional marine captains and crew members

Global Crew Medical Insurance

Global Crew Medical Insurance(GCMI) is a comprehensive and portable international medical insurance plan designed specifically for professional marine crew. GCMI can help eliminate the obstacles of time, currency, and language when you are seeking medical treatment and need assistance and administration of your global health care benefits. The plan provides $5,000,000 of lifetime coverage with a full range of benefits and offers two options: worldwide coverage and worldwide coverage excluding the U.S. and Canada. Both options provide coverage 24 hours a day, and you have the freedom to choose any doctor or hospital for treatment.

Quote/Buy Insurance | Review Global Crew Medical Insurance Coverage/Brochure


The information above is only a consolidated description of the current international insurance products and trip cancellation plans available through this website. Please refer to the Certificate Wording for the specific terms and conditions of each plan concerning eligible benefits, limitations, eligibility and exclusions. Certificate Wording is available upon request. Patriot Travel Medical Insurance, Patriot Group Travel Medical Insurance, Patriot Adventure, Patriot Multi-Trip, Sky Rescue, Global Medical Insurance, Patriot Green, Patriot Platinum, GEO Group, Patriot Exchange Program, Patriot Group Exchange Program and Student Health Advantage are administered by International Medical Group, Inc. and underwritten by Sirius International Insurance Corporation. Patriot T.R.I.P. and Patriot T.R.I.P. Student and Patriot T.R.I.P. Elite are private-label names for trip cancellation insurance and other travel related benefits and services made available by membership in the National Small Business Travel & Health Association. The program manager is iTravelInsured®, a wholly owned subsidiary of IMG. Patriot T.R.I.P. and Patriot Student T.R.I.P plans are administered by iTravelInsured and underwritten and offered where available by Sirius America Insurance Company. Patriot T.R.I.P. Elite is administered by iTravelinsured and underwritten and offered where available by Delos Insurance Company or Sirius International Insurance Corporation. IMG, International Medical Group, the IMG block design logo, Patriot T.R.I.P, Patriot T.R.I.P Elite, Patriot T.R.I.P. Student, Patriot Travel Medical Insurance, Patriot Green, Patriot Platinum, Patriot Adventure, Global Medical Insurance, Patriot Multi-Trip, GEO Group, Patriot Exchange Program, Patriot Group Exchange Program, Sky Rescue, Patriot Group Travel Medical Insurance, International Marine Medical Insurance, Global Crew Medical Insurance and Student Health Advantage are the trademarks, service marks and/or registered marks of International Medical Group, Inc. © Copyright 2012 International Medical Group, Inc. All Rights Reserved.

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Jacqueline Marie Monacell

Jacqueline Monacell is the founder and president of Your Costa Rica Contact and has been living and working in Costa Rica since 1994. She has lived and studied in Spain, traveled and worked extensively throughout Central America and is completely bilingual.

Jacqui is originally from Rochester, New York where she lived until graduating from Pittsford Mendon High School. After high school she moved to New England and attended the University of New Hampshire  where she graduated cum laude with a BA in International Affairs and Spanish. She studied abroad in both Granada and Almeria, Spain. Immediately following graduation, Jacqui moved to Costa Rica and began her career.

In 1995, Jacqueline formed a strategic partnership with Car Doc SA (www.tallercardoc.com) and began working as the Central American Regional Manager with Mitchell International and Mitchell, US, software solutions companies specializing in the automotive and insurance industries. In 2002 she also began managing the regional distribution of UK-based Autodata Ltd. products. Working closely with these automotive software specialists, Jacqueline acquired extensive experience in the automotive collision and repair industry at an international level.

In 2005, Jacqui began Your Costa Rica Contact, a relocation and consulting company based in San José, Costa Rica. With her experience in the automotive industry, the company initially focused on assisting clients to find dependable transportation at fair prices. Your Costa Rica Contact gradually expanded to offer a wide variety of services for people relocating or spending extended periods of time in Costa Rica.

As an expatriate herself, Jacqui understands first-hand how difficult and frustrating the transition of relocating to Costa Rica can be and so the vision of the company today is to deliver top services at reasonable prices to foreign residents or tourists provided through YCRC's industrious and trustworthy network of local professionals.

In her free time, Jacqui enjoys playing tennis, mountain biking, cooking, reading,  riding motorcycles and spending time with her husband and dogs.